Usage Based Insurance (UBI)

Unveiling the full potential of telematics

How connected insurance brings value to insurers and consumers: An Italian case study Is telematics changing the motor insurance market by disrupting the traditional car insurance business model ? The...


Telematics: Carriers expanding tools beyond usage-based insurance

When the term “telematics” is mentioned—at least in the US insurance marketplace—most people think of usage-based insurance (UBI). But telematics isn’t just for usage-based insurance rating anymore. Carriers...


The Internet of Things: A telematics gold rush!

Given technology innovation, it’s imperative that we look ahead, constantly scanning the road for fraud hazards in order to safely avoid hitting them head on. Two of the...


A look at the evolution of insurance telematics

Usage-based insurance (UBI) is gaining traction in property and casualty as insurers find they can attract drivers — especially younger ones — with telematics-based plans that offer savings...


How telematics can help make us safer on the road

It was just a matter of time. The needs and desires of auto manufacturers and insurance companies have been converging for a while, but it took automotive telematics...


Designing a UBI program for the ‘average Joe’— and anyone else

Many usage-based insurance (UBI) programs for auto typically claim that policyholders can reduce their premiums by sharing their driving data with insurers and practicing safe driving behavior. However,...


Big numbers: Can China and Brazil surpass the U.S. in UBI adoption?

Can two of the world’s largest economies catch up to the United States in terms of usage-based insurance (UBI) adoption? China and Brazil, with their respective technological and...


New weapons in the war on fraud

Fraudsters are constantly changing their methods, forcing investigators to stop looking at trends that have long passed and focus on new ones coming across the horizon. Two of the...